The Process in a Nutshell

We believe that financial planning must be holistic, goal driven and client centric and must deliver independent objective advice and facilitate the integrated implementation thereof. Comprehensive financial planning must consider:

- an investment strategy
- risk management; and
- succession planning.

The result of the financial planning process is a comprehensive investment strategy- a framework for on-going decision-making.

The Process:
  • Understand your current financial position.

  • Recognise your financial goals and future expenses.

  • Make use of leading software models to accurately calculate the rate of return required from your investments.

  • Apply an appropriate asset allocation.

  • Assess the associated risk and volatility.

  • Adopt an investment strategy or review your financial goals.